Who is Mark Cardoza?

Mark was born in Easton, Massachusetts and has lived there ever since with his wife Janice.  Together they have raised three children who are now adults.
After  graduating from Johnson & Wales College with a degree in Hospitality Management, Mark entered the corporate world.  In 1994, he creating Whistles Express Restaurant, a diversified restaurant concept.

In 2002, Mark was asked to help a family member settle an estate and quickly learned about insurance and its role in estate planning.
Shortly after, his father became terminally ill and Mark learned about long term care needs, such as Medicare and Medicaid. He also learned what it means to care for a frail person while protecting assets without public assistance.

In 2004, Mark became licensed in Life and Health Insurance. He quickly became engulfed in the industry, learning the intricate functions insurance programs play in the role of asset protection, retirement, estate, and eldercare planning.

Mark realized that as an entrepreneur he could apply his gut instinct, business knowledge, humanitarian approaches and service skills to the insurance industry in a manner that would benefit his clients. These are qualities that have helped him be successful.  

In 2006, the need for his services  was so strong, Mark sold his restaurant and began working full-time in the insurance industry. He sought to educate and protect his clients while working in cooperation with Estate Planning Attorneys and CPAs. 

Mark established M. Cardoza Insurance, Inc. in 2011. He holds the designation of CLTC (Certified Long Term Care) specialist and Trusts and Estate Planning.
Mark is the founder of the Retirement Education Resource Center of North America, Inc and the author of Positioning 4 Retirement.

Honesty, integrity, and transparency are what he has built his practice on. Informing and educating his clients is an ongoing task in order to keep up with the changing industry.